Do you still have Regular Plans in your Mutual Fund portfolio?

Three powerful reasons why you should change all your Regular Plans to Direct Plans: Regular Plans have lower ratings compared to Direct Plan by India’s leading Mutual fund research – www.valueresearchonline.com

  1. Their ratings are lower
  2. They give lesser returns (almost 1.5% difference – meaning for every Rs.1 Lakh invested the returns are lesser by Rs.1500. And if you invest every year Rs.1 Lakh, then from 10th year onwards the loss is Rs.20000 per year)
  3. Fees charged by Companies are higher (This higher fees are passed on to agents who sold the plan)

Here are a sample, and for the whole list you can visit www.valueresearchonline.com

Direct Plan Regular Plan
Scheme Name Rating 1 Year Return Fees Rating 1 Year Return Fees
Birla Sunlife Advantage Fund ***** 39.54% 1.08% **** 37.9% 2.38%
Birla Sunlife Tax relief 96 ***** 25.09% 1.37% **** 23.91% 2.37%
HDFC Mid Cap opportunities Fund ***** 42.86% 1.28% **** 41.54% 2.18%
HDFC Capital Builder Fund **** 34.1% 1.32% *** 32.57% 2.47%
ICICI Prudential Banking and Financial Services Fund ***** 65.18% 1.14% **** 63.25% 2.47%
Franklin India Prima Fund ***** 37.09% 1.31% **** 35.73% 2.3%
Franklin India Smaller Companies Fund ***** 38.81 1.1% **** 36.95% 2.41%
Kotak Select Focus Fund ***** 36.11% 1.0% **** 34.51% 1.99%
Kotak 50 **** 25.83% 1% *** 24.14% 2.2%
Reliance Banking fund **** 50.48% 1.41% *** 49.04% 2.07%
SBI IT Fund **** 4.91% 2.04% *** 4.07% 2.7%
SBI Magnum Global Fund **** 16.56% 1.35% *** 15.01% 2.05%
UTI MID Cap Fund ***** 30.89% 1.38% **** 29.71% 2.34%
UTI NIFTY Index Fund *** 24.55% 0.11% ** 24.33% 0.2%

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