imoneyplant has created proprietary tool “imoneyplant Personal Finance System (iPFS)” to coach individuals on Personal Finance. Using iPFS we coach and show techniques to improve 10 most important aspects of personal finance

• Increase Savings Year on Year
• Increase Return on investments by deploying savings and investments in most optimal manner,
• Appreciate risks in Long term Investments and steps to be followed to mange Investment Risk
• Keep debt to manageable level and use debt to build Assets/Networth
• Identify cost effective ways to enhance lifestyle.
• Keep track of Life time Financial Goals and do regular course correction to ensure goals become reality
• Minimize Insurance Expenses
• Plan for Long term Tax Savings
• Provide easier approach to Financial Record keeping, Automating all investments through online process to avoid falling prey to emotions.
• Set rules to realize Investment gains

Course is customised for each individuals, based on the diagnostic test that is conducted at the beginning. Focus of the course will be on the subject areas which will bring immediate impact to the participants.
Coaching is available

• Online : You will be assigned a coach with whom you can interact for a period of 1 year  to set up and manage your own Personal Finance System : Course Fee Rs 6000 + taxes
• Refresher: Post your First year, further assistance is available in the form of refresher course. In refresher course you are provided with updates on New Financial products, verification of Investment review, setting up Personal Finance System for the new year :  Refresher Course is available through Telephone. Course Fee Rs 3000/= + taxes.